Prestige home insurance gives you peace of mind by offering unrivaled limits in comprehensive coverage. The areas included in this package are not the ordinarily covered in a general policy. You will enjoy first class services by a team of experienced value assessors and claim officers. The services are personalized as your policy is handled by one person.
A general policy is restrictive and leaves out crucial valuables. This policy includes damages by termites on part or the entire structure. Natural disasters by water including sea waves, floods and tsunamis are included in the policy. Damaging earth tremors, earthquakes, landslides and mud slips are covered. You will make a choice on the areas you feel vulnerable.
Your holiday home will also be covered against any damage or catastrophe that could affect the value or strength of the structure. Office items and space are included under this cover to protect your investment. Such benefits are not comparable to the generalization found in common policies. It is a real offer guaranteeing value for money.
Prestige home insurance itemizes your property to avoid under cover or non commensurate compensation. Claims are paid according to the value of each item. This ensures that any loss is fully covered whether you are around or away. Technicalities used by insuring companies to disqualify your claim are avoided. They include faulty windows, doors, locks and alarms. They will not stand between you and settlement of the claim.
General insurance is restrictive and exposes you to the risk of under payment of claim. The comprehensive cover promised is never met and flimsy grounds will be used to throw away your claim. Due consideration is given during evaluation to ensure that your building and content are all restored. Experienced assessors work together with your appointed agents to ensure that you enjoy value.
Premiums paid for prestige home insurance are reasonable and guarantee value for money. All items within your house are given independent value to avoid overcharging or inflation of premium. You will enjoy courteous, fast and personalized service. The entire property can be covered under one policy or individual items separated under different entries.
The policy has incorporated family legal protection package to cushion you against legal fees. You will have a fall back plan when dealing with contract disputes, tax claims, employment or injury claims. Some of the fees are too high and will affect your financial stability.
Items included under the cover of content are art, jewelry, antiques and watches. Their location around the world does not matter. Furniture for use outside the house or in the garden is also covered. The cash you could be having at hand and important documents or material for business are included. Anniversary, wedding, birthday and office party gifts will be compensated when lost or damaged.
Prestige home insurance covers the building including emergency plumbing, drains and electric faults. Damages on windows and locks and the cost of repair are covered. Quality alternative accommodation is provided as your premises are fixed. Identity theft cover includes the cost of restoration and defense of your name and reputation. You will get a customized quotation depending on the uniqueness of your estate.
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